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Our Services & Fees

How We Can Help You

At McCarthy Wealth & Tax Advisors, we strive to provide our clients with a comprehensive and cohesive financial roadmap. Our aim is to help you navigate the complexities of wealth management with confidence, ensuring that your financial future remains secure. By utilizing a team approach, we focus on building and maintaining diversified portfolios to meet the needs of our clients’ investment goals, but that’s just part of the equation – we believe that the bigger picture to financial success includes efficiency and tax planning as well.

We believe that meeting regularly with our clients to assess life changes and understand their individual goals allows us to develop strategies to best serve their financial needs, both now and in the future. Please feel free to browse our list of services below and see if McCarthy Wealth & Tax Advisors is the right fit for your needs.

Portfolio Value Annualized Fee

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Private Wealth Management

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Retirement Planning

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Tax Advisory Services

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Portfolio Value Annualized Fee

$0-$100,000……………………..1.50%
$100,001-$500,000………………1.25%
$500,001-$1,000,000…………….1.10%
$1,000,001-$2,000,000…………..1.00%
$2,000,001 and Over……………..0.75%

*We require a minimum annualized fee of $6,000. We may, at our sole discretion waive or lower this minimum. In certain circumstances, advisory fees and account minimums may be negotiable based upon prior relationships as well as related account holdings. We generally impose a minimum of $500,000 in assets under management or a minimum annual fee of $6,000 to open and maintain an advisory account. Our annual asset allocation fee is billed and payable quarterly in advance based on the value of your account on the last day of the previous quarter. At our discretion, we may combine the account values of family members living in the same household to determine the applicable advisory fee. For example, we may combine account values for you and your minor children, joint accounts with your spouse, and other types of related accounts. Combining account values may increase the asset total, which may result in your paying a reduced advisory fee based on the available breakpoints in our fee schedule stated above. We will deduct our fee directly from your account through the qualified custodian holding your funds and securities. We will deduct our advisory fee only when the following requirements are met: • You provide our firm with written authorization permitting the fees to be paid directly from your account held by the qualified custodian. • The qualified custodian agrees to send you a statement, at least quarterly, indicating all amounts dispersed from your account including the amount of the advisory fee paid directly to our firm. You may terminate the asset allocation agreement upon 30-days’ written notice to our firm. You will incur a pro rata charge for services rendered prior to the termination of the asset allocation agreement, which means you will incur advisory fees only in proportion to the number of days in the quarter for.

Private Wealth Management

Managing your wealth can be a complex and challenging task, especially for those who don't have the knowledge, experience, or time to do so effectively. That's where our team of experienced professionals comes in.

We can help you create a wealth management plan that is tailored to your unique financial goals, risk tolerance, and investment horizon. This can help you achieve your financial objectives more efficiently than if you were to manage your investments on your own. We can also provide you with valuable insights and guidance when it comes to making investment decisions through our access to market research, financial analysis, and other resources that can help you make informed investment decisions. Our team can ensure that you stay disciplined and avoid making impulsive or emotional investment decisions that could harm your portfolio. In relation to private wealth management, we are proud to offer the following additional services:

  • Portfolio Management
  • Portfolio Strategy Review
  • Risk Analysis & Asset Allocation
  • Fund Strategist Portfolios
  • Separately Managed Accounts (SMAs)
  • Alternative Investments (Private Equity and Private Credit Opportunities)
  • Specialized Solutions for High Net Worth Clients (Minimum Investment $500,000)

As fiduciaries, we fully embrace our fiduciary duty to our valued clients. This means that we are ethically and legally bound to always act in our clients' best interests. Our commitment is to provide sound and objective advice, placing our clients' financial goals and well-being at the forefront of every decision we make. We exercise a high standard of care, diligently researching and analyzing investment options, while also considering our clients' risk tolerance and unique circumstances. Trust and transparency are the pillars of our relationship, and we always disclose any potential conflicts of interest that may arise. We are dedicated to our clients' financial success and will work tirelessly to help them achieve their objectives.

We will also work to manage your investments and monitor your portfolio's performance to help you stay on track and make adjustments as needed to ensure that you're on course to achieve your financial goals. From creating a personalized investment plan to providing you with valuable insights and ongoing portfolio management, our team can help you achieve your financial goals more efficiently and effectively.

Retirement Planning

Where will your retirement money come from? If you’re like most people, qualified retirement plans, social security, personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement income sources. In relation to retirement planning, we are proud to offer the following additional services:

Retirement Income Analysis
Cash Flow Planning Based on Various Account Types
Social Security Planning

Our team of financial professionals can help you identify risk posed to your financial plan. We are determined to deliver effective and efficient solutions to each of these risks that will help your financial future thrive. We understand that you have a specific vision in mind for your retirement, and we want to do everything we can to help you reach those dreams.

Tax Advisory Services

Enlisting our services for tax planning and preparation offers tremendous benefits. We bring specialized knowledge, strategies, and personalized advice to optimize your tax situation and support your broader financial goals. With our guidance, you can proactively manage your financial affairs to take advantage of incentives and deductions, maximizing your savings and putting more money back into your pocket. In relation to tax advisory services, we are proud to offer the following additional services:

  • Personal Tax Preparation
  • Tax Planning
  • Income and Deduction Timing for Tax Efficiency

Together, we will develop a customized tax plan that aligns with your objectives, making well-informed decisions that enhance your financial outcomes. Don't miss out on the value of tax planning – contact us today to secure a brighter financial future.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

jerry@mccarthywealth.com |  937-748-4765